AI Coding Agent Pricing: How to Choose the Right Plan

Published prices start around $10–20 per seat per month, but the real cost depends on the billing model and usage. Flat per-seat plans stay fixed; credit and pay-per-token plans scale with how heavily developers use the agent and which models they pick. Two teams on the same plan can see very different invoices.

Per-seat is a fixed monthly fee per developer (predictable, may overpay for light users). Seat-plus-credits adds a metered pool on top of a lower base fee (Copilot's model). Pay-per-token bills purely on API consumption with no seat fee (cheapest for light use, most expensive under sustained agent workloads).

Usage-based overages. On credit and API plans, heavy agent workflows and premium model selection burn cost fast. A frontier model can consume credits several times faster than a standard one on the same task. Model choice is a cost lever the pricing page rarely explains.

Route model traffic through an AI gateway. Set default models. Gate premium-model access. Expose per-team spend. TrueFoundry's AI Gateway gives engineering leads usage and cost visibility across 1,000+ LLMs behind one OpenAI-compatible API, so model choices don't pile into billing surprises.